Credit Repair

NBCS is your one stop resource for getting you back on the road to getting up the credit ladder.

We can access consumer and commercial credit reports in real-time for you to analyze what actions need to be taken to increase your rating.

Why Should You Restore Your Credit ?

Because Bad Credit Costs You $$$

Example 1: Credit Cards
In many cases a bad credit report will prevent your approval for an unsecured credit card. If you are approved, it will be at a very high interest rate. Additionally, credit card companies which extend credit to those with low credit ratings will usually give low credit limits with high monthly payments, large annual fees, set-up fees, or even cash deposits. With bad credit, a credit card can cost more than it is worth.

Example 2: Financing a Car

Let's examine a hypothetical vehicle purchase with a $20,000 car loan and payments spread over 5 years or 60 months. The figures below demonstrate that you could pay nearly $10,000 more than someone with excellent credit. In this hypothetical, your payments could be over $160 more per month. Let NBCS help you level the playing field.

Credit Rating	Interest Rate	Monthly Repayment	Total Payout
Excellent	0%	$333.34	$20,000
Good	6%	$386.66	$23,199
Average	9%	$415.17	$24,910
Poor	17%	$497.06	$29,823

Example 3: Mortgage On a Home Loan

The most important investment a person can make during their lifetime is in their home. Let's examine a typical home purchase; a $100,000 home loan financed over 30 years. Over the life of the loan, you could pay over $200,000 more for the same house than a person with excellent credit.

Let NBCS help you down the path to becoming a home owner with good credit.

Credit Rating	Interest Rate	Monthly Repayment	Total Payout
Excellent	5.5%	$567.79	$204,404
Good	7%	$665.31	$239,511
Average	9%	$804.63	$289,666
Poor	14%	$1184.88	$426,556

To get NBCS credit repair specialists working to enhance your credit rating, please call our Toll-Free number today. 1-888-350-2750 You will need to complete the forms on the home page to grant the limited power of attorney to NBCS so that we can check your credit and resolve the issues that are hindering your score.

You can also enquire about all our Credit Repair Services via the contact form here.

The credit repair specialists at NBCS are results oriented and work hard to responsibly dispute inaccurate, unverifiable, and unjust items from your credit report with perseverance and knowledge. The process of repairing your credit is easy when you let our specialists work for you.

According to a study by the Public Interest Research Group (PIRG), out of the credit reports surveyed, over 70% contained mistakes or errors of some kind, many serious enough to prevent the individual from qualifying for credit!

Call us today, we're here on your side and we're ready to help you !!

At National Bureau of Credit Scores we strive to help individuals regain control of their financial lives so that they can achieve the financial freedom that they deserve, quickly and effectively!

Who are the Credit Bureaus and what do they do?

There are three major credit bureaus, TransUnion, Equifax, and Experian. Sometimes they are referred to as “Credit Reporting Agencies” or “CRA's”. The credit bureaus maintain a database of information about consumers’ credit histories. The credit bureaus report and collect this information about your payment habits from lenders such as banks, credit unions, finance companies, or retailers. The TransUnion credit report, Equifax credit report, and Experian credit report information is sold to lenders so that they may analyze your credit history in order to decide whether to grant you credit.

Are all three Credit Bureaus Important?

Yes. Each of the major credit bureaus is a separate entity and your credit information may differ among the bureaus. Many financial companies will check the reports of all three credit bureaus when reviewing your credit. Therefore, it is very important to verify that the information on your credit report is correct at each of the major credit bureaus.

When Should I Review my Credit Report?

At a minimum, it is suggested that you view your credit reports from Trans Union, Experian, and Equifax at least every 6 months to a year. Do not wait until you are trying to buy a house or apply for a credit card to check your credit. Not knowing and understanding what is on your credit report or what your credit score is could cost you thousands in high finance charges or cause you to be denied for loans and lines of credit.